Terms and Conditions

These Terms and Conditions ("Terms") govern your use of our website and services operated by Spencer Consultants.

Acceptance of Terms

By accessing or using our website, submitting forms, or communicating with us, you agree to be bound by these Terms.

Services

Spencer Consultants provides business consulting, funding-related assistance, and related services. All services are provided on an as-available basis and do not guarantee specific outcomes.

Communications Consent

By providing your contact information, you consent to receive communications from us via email, phone, and SMS, including marketing and promotional messages. You may opt out at any time.

User Responsibilities

You agree to:

Provide accurate and truthful information
Use our website and services lawfully
Not misuse or interfere with the operation of our website or services

Intellectual Property

All content on this website, including text, graphics, logos, and trademarks, is the property of Spencer Consultants and may not be used without written permission.

Limitation of Liability

To the fullest extent permitted by law, Spencer Consultants shall not be liable for any indirect, incidental, or consequential damages arising from your use of our website or services.

Indemnification

You agree to indemnify and hold harmless Spencer Consultants from any claims, damages, or expenses arising out of your use of our website or violation of these Terms.

Termination

We reserve the right to terminate or restrict access to our website or services at our discretion without notice.
Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

Changes to Terms

We may update these Terms at any time. Continued use of our website or services constitutes acceptance of the updated Terms.

Contact Information

For questions regarding these Terms, please contact Spencer Consultants.